Rates

Explore our competitive rates.

Home Loan Rates

Auto Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

61-72 mo.

73-84 mo.

New

5.49%

5.74%

5.99%

6.49%

Used

5.74%

5.99%

6.24%

6.74%

Additional Rate Discounts

-0.40%

-0.40%

-0.40%

-0.40%

Rates effective 3/21/2024.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New Vehicles: 2023-2024 model years.
Used Vehicles: 2022 and older model years for auto, watercraft, RV's, and motorcycles.

Motorcycle & ATV Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

New

8.49%

8.74%

Used

8.74%

8.99%

Rates effective 3/21/2024.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New Motorcycles & ATVs: 2023-2024 model years.
Used Motorcycles & ATVs: 2022 and older model years.

RV & Travel Trailer Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

61-72 mo.

73-84 mo.

85-96 mo.

97-120 mo.

121-180 mo.

New

7.49%

7.74%

7.99%

8.49%

8.99%

9.74%

10.49%

Used

7.74%

7.99%

8.24%

8.99%

9.24%

9.99%

Rates effective 3/21/2024.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New RVs & Travel Trailers: 2023-2024 model years.
Used RVs & Travel Trailers: 2022 and older model years.

Boat & Watercraft Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

61-72 mo.

73-84 mo.

85-96 mo.

97-120 mo.

121-180 mo.

New

8.49%

8.74%

8.99%

9.49%

9.99%

10.74%

11.49%

Used

8.74%

8.99%

9.24%

9.74%

10.24%

10.99%

Rates effective 3/21/2024.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New Boats & Watercraft: 2023-2024 model years.
Used Boats & Watercraft: 2022 and older model years.

Personal Loan Rates

Terms (Months)

Excellent

Good

Average

Fair

Marginal

Poor

Unsecured / LOC

10.49%

12.49%

14.99%

16.99%

17.99%

17.99%

Rates effective 5/15/2023.  All rates presented are APR (Annual Percentage Rate). Fixed-rate. For current rates, call 806-742-3606. Rates subject to change based on account qualification and underwriting criteria.

Deposit Account Rates

Product

Rate

APY

Balance

Save Account

1.00%

1.00%

$5+

Money Market Savings

2.47%

2.50%

$1,000-$49,999.99

Money Market Savings

2.72%

2.75%

$50,000-$99,999.99

Money Market Savings

2.96%

3.00%

$100,000+

Rates effective 2/1/2024.  APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.

Certificates of Deposit Rates

Product

Terms (months)

Minimum Deposit

APY

Regular Certificates

6

$1,000

5.15%

Regular Certificates

12

$1,000

5.00%

Regular Certificates

18

$1,000

4.00%

Regular Certificates

24

$1,000

4.00%

Regular Certificates

36

$1,000

3.75%

Regular Certificates

48

$1,000

3.50%

Regular Certificates

60

$1,000

3.25%

Rates effective 10/16/2023.  APY = Annual Percentage Yield. Fixed-rate. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.

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